All of our Special Programs or Monthly Programs require a commitment from you for the length of the program. Signing up for a Block of the Month is the same as putting a "quilt" on lay-away". You are making a commitment to purchase the entire set of patterns or kits. You have the choice of prepaying for the entire BOM or paying on a monthly basis. There are NO exceptions to this rule, so please don't ask if you can discontinue a program once you've joined in.